Health Reimbursement Arrangement (HRA)
Administered by Hafele America Co.
Eligibility
Health Reimbursement Arrangement (HRA) enrollment is automatic for all employees enrolled in the Core, Buy-Up, or Limited medical plans. There are no HRA enrollment forms.
General Information
There is no cost to employees for participation in the HRA and the HRA benefit is tax-free. Unused HRA funds may not be cashed out and they will not carry over into subsequent plan years.
How the HRA Works
The HRA subsidizes group medical plan participants enrolled in the Core, Buy-Up, and Limited plans for a portion of the Calendar Year Deductible. The Deductible for Single participants is $5,000. Participants with Family coverage pay a $10,000 Deductible. Hafele America Co. will reimburse participants the following amounts:
- Single Deductible – $3,000 (Core & Limited Plans) / $4,000 (Buy-Up plan)
- Family Deductible – $6,000 (Core & Limited Plans) / $8,000 (Buy-Up plan)
The participants are responsible for the remaining deductibles: $2,000 for Individual on the Core & Limited Plans, $1,000 for Individual on the Buy-Up Plan, and $4,000 for Family on the Core & Limited Plans and $2,000 for Family on the Buy-Up Plan.
Participants receive reimbursement for the Deductibles funded by Hafele America Co. by completing the HRA Reimbursement Request form and attaching a copy of the BCBS Explanation of Benefits (EOB).
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